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Money, debt and benefit advice

Coronavirus (COVID-19):latest information about Council Tax and benefits.

Links to ​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​organisations that may be able to help you.​

​​​​​Benefits a​dvice

​​​​​​​​Employment and training a​​dvice

Food banks

​​​Housing advice

Money​ advice

Organisations who can help

Financial help in an emergency

  •  Discretionary Crisis Fund - if the unexpected happens and you suddenly find yourself in difficulties, you may get help through the Discretionary Crisis Fund.
  • Don't use loan sharks, they're illegal moneylenders who often charge very high interest rates. Find out more about spotting or reporting loan sharks.
  • Don't get into debt you can’t manage. Too much debt can cause problems in the long term so take care when thinking about a loan. Make sure that you can afford to keep up the repayments and that the interest rate is affordable.
  • Take the Money Advice Service debt test - to find out how likely you are to have problems with your borrowing over the next year or so.
  • Fair For Yo​u - a ​registered charity that helps people from lower income families gain access to affordable credit to purchase goods for the home.​ You buy directly from the manufacturer and take out a loan from Fair For You, t​hen pay later in weekly, fortnightly or​ monthly instalments.

Ways to save money

Things to do (and see) in Rochdale - on a budget